Acme Financial Services follows a 6-Step financial planning process:

1. Your present situation

   An Acme Financial Advisor will gather information about your current situation including, but not exclusive to:

   • Name
   • Age
   • Marital status
   • Employment history
   • Children's birthdates
   • Etc.
   
   
   

   Your Acme Financial Advisor will also gather your financial information

   • Net Worth
   • Cash flow statements
   • Investment portfolios
   • Insurance policies
   • Pension plans
   • Employee Benefit plans
   • Etc.
   
   
   
2. Identify Goals and Objectives

   Your Acme Financial Advisor will identify your personal and financial goals and objectives as well as their personal and financial goals and values, including:

   • Children's education
   • Relieving immediate financial pressures
   • Provide for retirement
   • Risk management

   These goals and objectives should be

   • Specific
   • Measurable
   • Realistic and Attainable
   • Time Bound
   
   
   
3. Identify Problems

   Your Acme Financial Advisor will identify financial obstacles to achieving your financial goals including:

   • Too little coverage
   • Too much coverage
   • High tax burden
   • Inadequate cash flow
   • Untimely investment choices

   These problems must be identified before solutions can be found.

   
   
   
4. Design the Plan

   Your Acme Financial Advisor provides written recommendations and alternative solutions. The length of the recommendations will vary with the complexity of your individual situation, but they will be structured to meet your needs.

5. Implement the Plan

   A financial plan is only helpful if the recommendations are put into action. Implementing the right strategy will help you reach your desired goals and objectives. Your Acme Financial Advisor will assist in either actually executing the recommendations, or in coordinating their execution with other knowledgeable professionals..

6. Periodic Review

   Your Acme Financial Advisor will provide periodic reviews and revisions of your plan to assure that your goals are achieved. Your financial situation will be re-assessed at least once a year to account for changes in your life and current economic conditions.